Fee Structure

Our Fees

Our eligibility check is completely free. There is no charge for using our referral service, and you will never pay us directly.

If we refer you to Harcus Parker Limited, trading as Parker Kerrigan, and they agree to take on your claim, Parker Kerrigan will set out its own fees and terms in writing before you agree to instruct them.

Fees Are Disclosed Before You Proceed

Parker Kerrigan is authorised and regulated by the Solicitors Regulation Authority (SRA no. 653501). They will provide the relevant terms of engagement and any damages-based or no-win-no-fee agreement before you decide whether to instruct them.

1pcp.online does not charge you for the eligibility check or for making the referral.

14-Day Cooling-Off Period

Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, when you enter into a contract with Parker Kerrigan at a distance (online, by phone, or by email), you have a statutory right to cancel that contract within 14 days of entering into it, without giving a reason.

Parker Kerrigan will provide written information about your cancellation rights before you sign any agreement. You should exercise your cancellation right directly with them, not with 1pcp.online.

After You Instruct Parker Kerrigan

If you decide not to continue after instructing Parker Kerrigan, you should contact Parker Kerrigan directly. The terms that apply will be set out in their written agreement.

Referral Fee to Us

When we refer you to Parker Kerrigan, they may pay us a referral fee. This fee is not passed on to you and does not affect the amount of compensation you receive.

Your Right to Claim for Free

You do not need to use a claims management company or a solicitor to pursue a car finance claim. You can complain directly to your lender for free and, if you are not satisfied with the outcome, escalate to the Financial Ombudsman Service at no cost. Using our service does not guarantee a faster or better outcome.

Questions?

If you have any questions about fees, contact us at [email protected].